Nusenda Credit Union Visa ® Debit Card When you sign up for a Nusenda Credit Union checking account , you’ll receive a Nusenda Credit Union Visa debit card. Get up to 5% cash back in quarterly categories. Each item over 300 is 40¢. Nusenda offers a number of credit card protections, such as credit reporting, lost/stolen card replacement services, and more. You can also make credit card payments in Internet Banking by selecting "Move Money," then "Account Transfer.". With your Nusenda Credit Union credit card, you’ll receive convenience checks that you can use just like regular checks, except the purchase is charged to your credit card account. Used strategically these rewards programs can help you save money and elevate your quality of life. Your new, contactless card allows you to make purchases quickly, securely, and hassle-free. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. The credit card is called the “Visa® Platinum Cash Rewards credit card from Nusenda Credit Union” and offers 1% cash back on all purchases that don’t fall within the 5% rotating categories. Many credit cards have an APR of up to 26% on cash advances and a fee of up to 5% of the transaction. Note that Nusenda rates … Protecting your Visa card information online. Information about your credit card account status is available to you online anytime. It also helps you determine how much interest you’ll end up paying and what your total payment amount will be. Click on the buttons below for more product information, comparisons with other institutions and more. A simple tap of the card at checkout terminals with the contactless symbol and you’re on your way. Nusenda Credit Union is a financial services company that issues payment cards and offers additional financial services in the US. If you're looking to apply, we recommend at least a 630 credit score. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Whether you’re using a desktop, mobile or other digital device, you may be guided through an additional check to verify your identity. At Nusenda Credit Union, we believe you should have the buying power and freedom of a credit card that best fits your needs and lifestyle without being nickel and dimed with 1% cash back on all purchases. During October, November, and December, members who use their Nusenda Platinum Rewards and Platinum Cash Rewards credit cards will earn three bonus points or 5% cash back, respectively, for every dollar they spend on in-person retail shopping, restaurants, and online retail purchases (up to $1,500 per quarter). Credit Cards We have credit cards that reward you, putting money back in your pocket – and dedicated employees who help you gain control over your finances. It's something I experience when I visit a business repeatedly and enjoy the experience, time after time, and remind myself, time after time, that I need to update my previous review with a positive note. With Nusenda Credit Union Visa Credit Cards, you'll enjoy contactless card technology for added security, no annual or balance transfer fees, and access to your account information 24/7 through Mobile and Internet Banking. Nusenda Credit Union is constantly working to improve your banking experience, and that includes our credit cards. This offer may not be used to pay other credit cards issued by Nusenda Credit Union. Federally insured by NCUA. Get Your Free Consultation (Before Applying To Nusenda Credit Card)! Platinum and Cash Rewards Redemption Information. Use your convenience checks to consolidate higher interest-rate accounts, send gifts, access your line of credit, or make a down payment on a car. You can check balances, view account activity and history, pay bills on-the-go, transfer funds to anyone with just an email address or phone number, make account and member-to-member transfers, deposit checks, and locate branches and ATMs. * Once the 5% APR Intro Rate expires, your APR will return to your normal variable rate of 9.00% - 13.00% APR, depending on your credit history. This card offers a 21-day grace period to avoid paying interest charges, 24-hour toll-free access to your account, and qualifies for our Credit Protector program, which safeguards your credit rating in … Nusenda credit card payoff calculator helps you find out how many months you need to pay off your Barclays US card balance in full. Similarly, the Discover It and Chase Freedom card also offers the same rewards program. Earn More With Everyday Purchases. Credit Unions, as member owned organizations, aren't trying to make a profit. Equal Opportunity Lender. The trade off? Nice rewards. Nusenda Credit Union offers credit cards with a variety of rewards programs designed to fit your needs. With the Nusenda Credit Union Mobile Banking App, access your accounts and loans anytime, anywhere. A savings account with a very small (such as $10) deposit should suffice. Equal Opportunity Lender. 2020 Nusenda Credit Union Credit Cards. 5% APR introductory rate for the first 18 months. This card is for those who want to earn top rewards in a rotation of top categories like travel, gas and groceries. Information about your credit card account status is available to you online anytime. Contact the credit union at (505) 889-7755 . Convenience checks can be written up to the available limit in your credit card account. There is no sign up bonus on this card, but there is a sign up promotion that offers 2% cash back on all purchases for the first 90 days. Nusenda Credit Union Visa credit card holders can now enjoy a newly enhanced, simplified purchasing experience with the launch of contactless Visa credit cards. Nusenda Credit Union offers a variety of ways to be eligible to join the credit union! 3x points on quarterly categories. This helps your issuer know you’re really you, and it better protects you from fraud. With rates as low as 9.00% Annual Percentage Rate (APR) and no annual or balance transfer fees, the Nusenda Credit Union Visa ® Platinum credit card is a great option if you want to start building your credit rating. 1x points on all other purchases. Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Use it wherever Visa is accepted, or to access your checking account quickly and easily in our network of more than 30,000 surcharge-free ATMs , and nearly 5,000 shared branching locations nationwide. Federally insured by NCUA. A few days later I get a call from Nusenda saying that my CREDIT card had been delivered to the Ladera Branch on i40 and Coors, which I thought was strange because I had never been to that location before, as its on the opposite of town. Up to 150 paid and/or deposited items, including paper & electronic. The easiest way to qualify for membership is to be employed at a business (or go to a school) that has an association with Nusenda or live within their region of New Mexico. You can check balances, view account activity and history, pay bills on-the-go, transfer funds to anyone with an email address or phone number, make account and member-to-member transfers, deposit checks, and locate branches and ATMs. Credit Unions, like Nusenda Credit Union, are great for high CD rates & low interest loans / credit cards. With Mobile and Internet Banking, you have secure access to check the most recent transactions on your Visa ® Platinum Rewards or Cash Rewards card around the clock.. Log into Internet Banking. They're not as good because their resources, generally, are more limited for website services, apps, etc. Contactless & mobile wallet payments. Becoming a member is fast and easy as long as you meet a few of their requirements. Log into Internet Banking. Nusenda Credit Union and Google Pay allow you a simple way to pay at over one million stores across the U.S., in your favorite apps and on thousands of websites. Visa has developed a program, Visa Secure, that helps confirm your identity when you make an online purchase. Since we’re a credit union, we offer competitive rates on everything from auto loans and credit cards to home equity loans and certificates. If you're not sure what your Credit Score is, apply for a report, here. To get the card, you need to qualify for membership for and open a banking account at the Nusenda Credit Union. This service helps make shopping online more secure by protecting against unauthorized use of your Visa card. There are numerous Nusenda Credit Unions located in New Mexico — visit our Nusenda Campus Location in Albuquerque and experience the Power of WE. No annual fees or balance transfer fees. Good credit is needed to get this card. Add your credit union debit or credit card(s) to almost any Android phone * and purchases are simple...just tap and pay. Good sign-up bonus. With the Nusenda Credit Union Mobile Banking App, access your accounts and loans anytime, anywhere. Covered by Visa’s Zero Liability Policy. Nusenda Credit Card is a great Credit Card if you have fair credit (or above). This isn’t particularly useful as it’s possible to get 2% cash back or moreon all of your purchases with other credit cards. Business Rewards Visa® Debit Card A Business Rewards Visa ® Debit Card is included with all Nusenda Credit Union Business Checking accounts.It’s a more convenient way to do your business banking without having to write checks, and you also have the opportunity to earn 0.25% cash back with every signature-based purchase. With Mobile and Internet Banking, you have secure access to check the most recent transactions on your Visa® Platinum Rewards or Cash Rewards card around the clock. With Nusenda Credit Union Visa Credit Cards, you'll enjoy contactless card technology for added security, no annual or balance transfer fees, and access to your account information 24/7 through Mobile and Internet Banking. ... Nusenda Credit Union. Nusenda Credit Union in May became the first local credit union operating in New Mexico to offer ‘contactless’ credit cards to its roughly 40,000 cardholders. You can then access your secure credit card web page, view your credit card statements, and make online payments. Nusenda Credit Union may be one of the best credit unions for residents of New Mexico to join! To request convenience checks, call our Card Services Department at 505-889-7755 (800-347-2838 outside the Albuquerque area). Earn 10,000 bonus points when you spend $500 on purchases in the first 90 days. Nusenda credit card minimum payment calculator is an easy-to-use tool that helps you find out how many months you’ll need to pay off your Nusenda credit card balance if you pay the minimum every month. Your savings are insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency. Let's call it Review Guilt. 300 free transactions each month including deposits and credits, checks and debits, ACH, debit card transactions, and deposited items. How We Rate Credit Cards. No matter which card you choose, there are great benefits and features available. No annual fees or balance transfer fees. Their APR is quite high (above 20%). How to […] 4 reviews of Nusenda Credit Union "It's strange, but I actually have a review, um, complex? 2% cash back on purchases in the first 90 days. Select your credit card to access Account Details. Your credit union credit card provides you with convenience checks that look like and are accepted as regular checks, but your purchase or payment is charged to your credit card account. No annual fees or balance transfer fees. The Nusenda Federal Credit Union offers a credit card that offers 5% cash back in rotating categories on the first $1,500 in purchases per quarter. * Consolidate higher interest-rate accounts. Rotating categories: Visa® Platinum Rewards Credit Card from Nusenda Credit Union Why we like it. Your credit card will display in My Accounts. Your purchases also qualify for our Earn Your Return program, giving you even more opportunities to earn rewards as an active member of Nusenda Credit Union. The Nusenda Platinum Cash Rewards Credit Card has a variable APR on cash advances of 11% or 13%, depending on your creditworthiness, and a fee of 1% of the transaction. 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